When the margin is tight, minutes matter. Cards get throttled; international wires miss cut-offs. With WCT Pay, clients fund in crypto (most commonly USDT) and your brokerage receives fiat to your bank often the same business day when you’re inside banking cut-offs and onboarding is complete. The result: fewer liquidations from late funding, smoother withdrawals, and back-office records Finance can file.
Accept: USDT, plus DOGE, LTC, PEPE, SHIB, SOL, TRUMP, TRX, XRP
Receive: USD, EUR, GBP, AUD to your bank
Compliance: KYC/AML during onboarding
Why this matters for CFD operations
- Keep traders online: Fast crypto-to-fiat top-ups reduce margin-call risk on volatile days.
- Weekends & after-hours: On-chain confirmations in minutes help you bridge bank downtime.
- Cleaner withdrawals: Convert and settle fiat to your payout account with bank references your team can track.
- Lower ops drag: Eliminate screenshots and side emails every transfer comes with a downloadable record set.
How funding works
Issue a secure pay link/QR
Set amount, select the asset (e.g., USDT), choose the payout currency (USD/EUR/GBP/AUD), and add refs (account ID, ticket/order).
Client pays in crypto
Status moves Awaiting → Confirming → Confirmed. Chains that require extra data (e.g., XRP destination tag) show it clearly.
Convert & settle
We convert the crypto and settle fiat to your bank often the same day when you’re inside cut-offs and onboarding is complete.
Reconcile
Download the receipt, settlement advice (rate/fees/payout currency), and CSV with bank reference for posting.
High-value deposits or bulk withdrawals? Use an OTC price-lock window (e.g., 30–60 minutes) so everyone knows the fiat outcome up front.
Payouts, rebates & partner flows
- Trader withdrawals: Convert operating balances and settle fiat to your bank for onward payout.
- IB/affiliate rebates: Group multiple rebates into one funding; export a CSV with line-item references.
- Vendors & liquidity providers: Pay external bills from the same rail; each leg receives its own receipt and bank reference.
Controls your risk & finance teams will like
- Role-based approvals (dual approval above thresholds, e.g., >$250k).
- Asset & country allow-lists aligned to your policy.
- Cut-off awareness surfaced on every link (“For same-day, complete by 16:30 local”).
- Evidence pack for every transfer: receipt + settlement advice + CSV keyed to account/ticket IDs.
Security notes (plain English)
WCT Pay is secured by Fireblocks: institutional MPC wallet infrastructure with a policy engine for approvals, spend limits, and address allow-lists. We pair that with KYC/AML during onboarding and exportable audit logs so your team can prove who approved what, when.
Implementation checklist (2–5 days)
- ✅ Complete KYC/AML onboarding
- ✅ Add beneficiary bank accounts and reference formats (account ID, ticket/order)
- ✅ Publish asset allow-list (USDT + supported assets) and approval thresholds
- ✅ Run a $10 USDT test: pay → confirm → settle → export files → post to GL
- ✅ Train support: tags/memos (e.g., XRP), price-locks, cut-offs
Data your back office will receive
CSV fields (recommended):
client_id, account_id, ticket_id, asset, chain, amount_asset, rate, fees, payout_ccy, amount_fiat, bank_reference, created_utc, confirmed_utc, settled_utc, approver_1, approver_2
Posting tip: use account_id/ticket_id as the primary key and bank_reference as the cross-check; map fees to Payments/FX.
FAQs
Which assets can clients use for top-ups?
USDT, plus DOGE, LTC, PEPE, SHIB, SOL, TRUMP, TRX, XRP.
Which fiat do we receive?
USD, EUR, GBP, AUD to your bank.
Is same-day guaranteed?
No timing depends on bank cut-offs and completed onboarding. We surface expectations clearly.
Do you run KYT on each transaction?
No KYC/AML is performed during onboarding. Approvals and allow-lists govern flows.
Keep traders funded and payouts predictable without wire delays or card ceilings.
Enable crypto top-ups & faster payouts → https://wctpay.com/cfd-trading
