There’s a familiar soundtrack at month-end: twenty tabs open, four spreadsheets, and a Slack thread called “mystery deposits.” Sales swears the deal is paid. Ops swears the order shipped. Finance is left to stitch a story from partial facts.

You don’t need another dashboard. You need payment records that already speak the language of your books and tools that move those records into your ERP without drama.

That’s the point of WCT Pay’s API & reporting layer: crypto in at the edge, fiat settlement at the core, with exports and statements that reconcile in minutes.

What changes for Finance

• Exports that fit your process. Download CSV/Excel with the fields you actually close on: order/invoice ID, customer/account ID, product/sku or service line, cost center/GL (optional), settlement currency, FX, fees, timestamps, and (where relevant) tx hash.
  
  
• Statements that explain themselves. Daily or custom-range statements grouped by account, region, channel, or business unit plus drill-downs to the underlying payments.
  
  
• Events you can trust. A clean timeline—payment.pending → payment.confirmed → settlement.posted → refund.issued—so every movement has a receipt.

The reconciliation view you’ve been asking for

Finance doesn’t want a new workflow; it wants legible data.

• Business references, first-class: order/invoice, customer or policy/claim ID, PO, campaign/region, salesperson/store.
  
  
• Payment specifics: asset & network (for audit), settlement currency (USD/EUR/GBP/AUD), FX rate, fees, timestamps.
  
  
• Controls in context: who created the link, who approved the refund, and when.

Open the export, filter by what you recognize, post to the ledger, and move on.

How APIs make month-end easy

• Webhooks to your systems. Push payment.confirmed and settlement.posted straight to your ERP, data warehouse, or event bus.
  
  
• Idempotent posting. Safe to retry; no double bookings.
  
  
• Reference mapping. Make your required fields mandatory at the time of payment (order ID, customer ID, cost center, etc.) so Finance never hunts later.
  
  
• Refunds that reconcile. Issued in fiat and tied to the original references no side spreadsheets.

Statements, sliced your way

• By business unit: brand, store, region, or channel.
  
  
• By product line: sku/service code or policy type.
  
  
• By owner: salesperson, partner, or marketplace seller.
  
  
• By exception: partials, over/under, late confirmations, refund queue.

Each view is exportable. Each line includes the audit details.

Governance that makes auditors comfortable

• Role-based permissions & approvals (maker–checker on refunds and sensitive actions).
  
  
• KYC/AML at onboarding and ongoing monitoring.
  
  
• Asset/region allow-lists aligned to policy.
  
  
• Immutable activity log and downloadable archives.

Fast rails, conservative spine.

A month-end you can plan around

Week 1 - Map and require. Decide the minimum viable references (order/invoice, account, cost center, region). Brand hosted checkout; toggle those fields to required.
Week 2 - Prove the loop. Run a live cohort. Export CSV and post to ERP. Validate one refund end-to-end.
Weeks 3 - 4 – Automate. Wire webhooks; set exception alerts; publish a 1-page close checklist for the team.

KPIs that move: month-end close time, exceptions per 100 payments, refund resolution time, DSO, and the percentage of transactions with complete references.

Stop doing detective work at month-end. Make your payments speak Finance natively exports, statements, and receipts that reconcile on arrival.

Explore API solutions → https://wctpay.com/api-solutions