Let customers pay the moment intent peaks. Land funds where Finance already lives.

The deal is ready, but the rails aren’t. A buyer in Dubai approves an invoice after their workday ends; a customer in São Paulo upgrades on a Sunday. Cards choke on geography, wires wait for Monday, and the momentum you earned starts to drift. You don’t have a demand problem, you have a settlement problem.

Global in, local out is the fix. Let customers pay in digital assets at the edge; receive funds in the currencies your books already use at the core. No daisy chain of correspondent banks. No second FX hop. Just a clean settlement in USD, EUR, GBP, or AUD and a record your ERP understands.

What actually changes

Day one feels ordinary in the best way. You send a pay link or host a checkout on your site. The buyer pays at 11:07 p.m., if that’s when decisions get made. Confirmation lands quickly. Behind the scenes, the payment converts and settles to your bank in your chosen currency. Your dashboard shows a receipt with the details Finance cares about: order or invoice ID, customer reference, FX, fees, timestamps. Operations ships. Finance closes. Nobody waits for the bank to wake up.

Where the lift shows up

It shows up in the quiet places: the Friday night invoice that doesn’t slip; the cross-border cart that stops failing; the Monday stand-up that isn’t about exceptions. Collections rise because you removed the chokepoints. DSO improves because funds arrive in the currency you already reconcile. Month-end gets calmer because every line carries the references your ledgers rely on.

The pattern that works

Think of it as decoupling acceptance from settlement. You add a crypto acceptance lane for the payer fast, global, available on weekends. You keep fiat settlement for your books predictable, familiar, auditable. Product teams get a modern button; Finance keeps its spine. “Crypto in. Fiat out.” becomes an operating principle, not a slogan.

A few scenes from the field

• SaaS & marketplaces. First invoices clear at odd hours; top-ups stop bouncing in regions where cards underperform.
• B2B invoices. Deposits and milestones settle without the wire dance; procurement gets their PO and Finance gets their export.
• Travel & hospitality. Bookings and upgrades confirm when the guest is excited, not when the bank is open.
• Events. Tickets, booths, sponsorships paid when momentum hits, with clean references for the final statement.
• Education. International students avoid card and wire friction; bursars reconcile in minutes, not days.

What Finance needs

No new religion. Settlement lands in USD, EUR, GBP, or AUD; statements are exportable as CSV/Excel or streamed to your ERP via webhooks. Each entry carries order/customer IDs, amounts, FX and fees, timestamps the usual suspects so variance reviews are boring again. Refunds run in fiat with full references, and approvals stay role-based.

Governance that travels well

This only scales if controls come first. KYC/AML at onboarding and ongoing monitoring are table stakes. Allow-lists for assets and regions keep policy front-and-center. Logs are downloadable and audit-ready. In other words: a faster rail with a conservative spine.

Rollout without drama

Start with pay links and a hosted checkout. Prove the flow with a cross-border cohort and a weekend campaign; validate exports with Finance. When you’re ready, expose APIs so Paid → Fulfilled posts automatically in your systems. For very large payments, route through an OTC path and keep the reporting crisp.

Measure what matters: approval/collection lift in target regions, share of weekend revenue, time-to-confirmation, DSO, and month-end close time. When those lines move, the story sells itself.

Stop letting bank hours decide your win rate. Let buyers pay globally and settle locally without changing how your books close.

Open Global In, Local Out → https://wctpay.com/

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