But integrating crypto is no small task. From managing volatility and wallets to ensuring regulatory compliance, the technical and operational complexities have kept many players at bay.

Enter WCT Pay’s API — a plug-and-play solution that empowers platforms to accept and convert crypto instantly, without the risk or friction.

The Rise of Crypto in Payments

Crypto is no longer a novelty — it’s becoming a customer expectation. Whether it’s USDT, BTC, or ETH, businesses are seeing:

• Higher checkout conversion from crypto users
• Faster international transactions
• Lower processing fees vs. traditional gateways
• Increased customer loyalty, especially among Gen Z and Millennial spenders

Platforms that support crypto are now expanding their reach into emerging markets, attracting Web3-native businesses, and supporting borderless commerce.

Why Payment Gateways Need a Better Way to Add Crypto

For PSPs, integrating crypto from scratch means:

• Building wallet infrastructure
• Managing exchange rate risk
• Handling KYC/AML compliance
• Navigating complex blockchain protocols
• Supporting fiat off-ramps for merchants

WCT Pay removes these obstacles with a single, secure API that lets your platform accept crypto, settle in fiat, and scale globally.

What You Can Unlock with WCT Pay’s API

🔗 Crypto Checkout Integration

Offer your merchants the ability to:

• Accept USDT, BTC, ETH
• Display real-time conversion rates
• Auto-convert payments to fiat at settlement

Ideal for:

• Marketplaces
• SaaS billing
• Subscription models
• B2B platforms

💸 Instant Crypto-to-Fiat Settlement

No more worrying about volatility or managing wallets.

With WCT Pay’s backend:

• Incoming crypto is converted instantly at a locked rate
• Funds are settled to the merchant’s bank in USD, EUR, GBP, AUD, and more
• Merchants can focus on business, not tokens

🧾 Automated Invoicing and Payouts

WCT Pay’s API supports:

• Generating USDT invoices via code
• Accepting crypto payments with invoice tracking
• Bulk crypto payouts (e.g., affiliate commissions, contractor payments)

This is perfect for platforms looking to manage large volumes without operational strain.

🌍 Global Reach with Local Settlement

WCT Pay supports settlement to 80+ countries.
Whether your merchants are in London, Dubai, Lagos, or Jakarta, you can offer:

• Crypto acceptance globally
• Fiat settlement locally
• AML-compliant processing

Use Cases Across the Payment Ecosystem

🏦 PSPs & White-Label Payment Gateways

Offer crypto-as-a-service to your merchants
✅ Add new revenue streams
✅ Stand out in a saturated market
✅ Brand the experience as your own

🛒 E-commerce & Marketplaces

Enable crypto checkout with instant fiat payouts
✅ Serve global buyers
✅ Reduce fraud and chargebacks
✅ Improve checkout speed

🧾 SaaS & Platforms

Automate billing, collections, and settlements
✅ API-first crypto invoicing
✅ Recurring subscriptions in stablecoins
✅ Instant reconciliation

Built for Developers. Backed by Compliance.

WCT Pay’s API is:

• RESTful and fully documented
• Easy to integrate in weeks, not months
• Backed by KYC/AML controls
• PCI-compliant and privacy-focused
• Supported by a dedicated onboarding team

Why Leading Payment Platforms Trust WCT Pay

✅ Crypto-to-fiat infrastructure with institutional liquidity
✅ White-label options for branded rollout
✅ Low transaction fees for merchants
✅ Instant settlements to business bank accounts
✅ Global compliance and reporting tools

In short, we take care of the complexity — so you can offer crypto with confidence.

Final Thoughts

Crypto isn’t just a nice-to-have for payment platforms anymore. It’s the next competitive edge.

With WCT Pay’s API, PSPs, marketplaces, and platforms can launch crypto acceptance and fiat settlement at scale — without building from scratch.

📲 Want to add crypto payments to your platform?
Start integrating with WCT Pay today: wctpay.com

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